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APY = Annual Percentage Yield. Rates effective as of October 1, 2018. Fees may reduce earnings. Rates may change after accounts are opened.


Kasasa Cash*Learn More

Tier Interest Rate APY
Balances up to $7,500 1.98% 2.00%
Balances over $7,500 0.15% 2.00% to 0.28%
All balances if qualifications are not met 0.03% 0.03%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-Statements
  • Be enrolled in and log into online banking

That's it! If for some reason you don't qualify, you still earn the base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.

Kasasa Saver*Learn More

Tier Interest Rate APY
Balances up to $7,500 0.25% 0.25%
Balances over $7,500 0.15% 0.25% to 0.16%
All balances if qualifications are not met 0.03% 0.03%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-Statements
  • Be enrolled in and log into online banking

And that's it! And if for some reason you don't qualify, you can still earn the base interest rate. You can get back to earning the full rewards the next monthly qualification cycle.

Certificates of Deposit (CDs)Learn More

Term Interest Rate APY
3 Months 0.15% 0.15%
6 Months 0.20% 0.20%
1 Year 0.20% 0.20%
18 Months 0.30% 0.30%
2 Years 0.40% 0.40%
30 Months 0.40% 0.40%
36 Months 0.65% 0.65%

Minimum deposit to open is $1,000. Penalty for early withdrawal.

Savings Accounts

Account Minimum Deposit To Open Interest Rate APY
Regular Savings $100 0.10% 0.10%
Youth Savings $5 0.10% 0.10%
Personal Money Market $2,500 0.10% 0.10%
Business Money Market $2,500 0.10% 0.10%

Checking Accounts

Account Minimum Deposit To Open Interest Rate APY
Business NOW $1,000 0.10% 0.10%
Business Premium NOW (Balances up to $9,999.99) $25,000 0.10% 0.10%
Business Premium NOW (Balances over $25,000) $25,000 0.15% 0.15%

Loan Rates

Our rates are designed to meet several situations. Please call to discuss rates with one of our lenders.