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Rates

Set your savings to automatic. By linking your Kasasa® checking to free Kasasa Saver, you’ll earn interest on top of rewards.

Key Features

  • Automatic Savings
  • High Interest
  • No Monthly Maintenance Fees
  • Digital Banking
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.25% APY* on balances up to $7,500
  • 0.25% to 0.16% APY on balances over $7,500 depending on balance in account*
  • 0.03% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking
  • $5 minimum opening deposit

Better Banking Unlocks Your Rewards

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-Statements
  • Be enrolled in and log into online banking

And that's it! And if for some reason you don't qualify, you can still earn the base interest rate. You can get back to earning the full rewards the next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 10/1/18. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $5.00 for Kasasa Saver. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle: (1) balances up to $7,500 receive a non-compounding APY* of 2.00%; and balances over $7,500 earn a non-compounding APY* 0.15% interest rate on the portion of balance over $7,500, resulting in a non-compounding range from 2.00% to 0.28% APY* depending on the Kasasa Cash account's balance and (2) you will receive unlimited reimbursements ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in Kasasa Cash earn a non-compounding APY* of 0.03% and ATM fee refunds are not made. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle and are automatically transferred to the linked Kasasa Saver account within one day. *The interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Automatic transfer may cause an overdraft to your Kasasa Cash account, if the account's balance is less than the transferred amount when transfer occurs. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle you will receive 2% cash back on debit card purchases up to $300 that post to and settle account during monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in your Kasasa Cash or Kasasa Cash Back account are met each monthly qualification cycle: (1) balances up to $7,500 in Kasasa Saver receive an APY of 0.25%; and (2) balances over $7,500 in Kasasa Saver earn 0.15% interest rate on portion of balance over $7,500, resulting in 0.25% - 0.16% APY depending on the balance. If qualifications are not met on your Kasasa Cash or Kasasa Cash Back Account, all balances in Kasasa Saver earn 0.03% APY. Limit one account per SSN.