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Bank like a boss when you choose Kasasa Cash, featuring really high interest and no monthly maintenance charges — ever.

Key Features

  • Cash Back Rewards
  • No Monthly Maintenance Charges
  • Debit Card
  • Digital Banking
  • Free checking that pays high interest
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.32% APY on balances over $10,000 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • Unlimited refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance charges
  • Free digital banking
  • Free Mastercard® debit card
  • $50 minimum opening deposit

Better Banking Unlocks Your Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-Statements
  • Be enrolled in and log into online banking

That's it! If for some reason you don't qualify, you still earn the base interest rate. You can get back to earning the full rewards the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APY Calculations are based on an assumed total account balance of $110,000. Fees may reduce earnings. APYs accurate as of 1/1/21. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive an APY* of 2.00%; and (3) balances over $10,000 earn 0.15% interest rate on the portion of the balance over $10,000, resulting in 2.00% - 0.32% APY* depending on the balance. If qualifications are not met, all balances earn 0.03% APY*. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.