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Love to shop? Then this account was made for you. Earn up to $72 a year ($6 per month) in cash back on debit card purchases.*

Key Features

  • Cash Back Rewards
  • No Monthly Maintenance Charges
  • Debit Card
  • Digital Banking
  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year, $6 per month
  • Unlimited refunds on ATM withdrawal fees, nationwide*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance charges
  • Free digital banking
  • Free Mastercard® debit card
  • $50 minimum opening deposit

Better Banking Unlocks Your Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled and agree to receive e-Statements
  • Be enrolled in and log into online banking 

Easy! If for some reason you don't qualify one month, no worries. The account is still free, and you can get back to earning the full rewards the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APY Calculations are based on an assumed total account balance of $110,000. Fees may reduce earnings. APYs accurate as of 1/1/21. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $5.00 for Kasasa Saver. When monthly qualifications are met, you will receive 2% cash back on debit card purchases up to $300 that post to and settle account during monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY* of 0.25%; and (2) balances over $10,000 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $10,000, resulting in 0.25% to 0.16% APY* depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.03% APY*. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.