Rates

Rates

APY = Annual Percentage Yield. Rates effective as of July 1, 2015. Fees may reduce earnings. Rates may change after accounts are opened.

Kasasa Cash*

BalanceRateAPY
Balances up to $7,5001.98%2.00%
Balances over $7,5000.15%2.00% - 0.28%

depending on account balance

All balances if qualifications are not met0.03%0.03%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-Statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

BalanceRateAPY
Balances up to $7,5000.25%0.25%
Balances over $7,5000.15%0.25% - 0.16%

depending on account balance

All balances if qualifications are not met0.03%0.03%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-Statement notice
  • Be enrolled and log into online banking

Certificates of Deposit (CDs)

TypeMinimum Deposit To OpenInterest RateAPY
3-months$1,000.15%.15%
6-months$1,000.20%.20%
1-year$1,000.20%.20%
18-months$1,000.30%.30%
2-years$1,000.40%.40%
30-months$1,000.40%.40%
36-months$1,000.65%.65%

Savings Accounts

TypeMinimum Deposit To OpenInterest RateAPY
Regular Savings$100.10%.10%
Kiddy Savings$5.10%.10%
Consumer Money Market$2,500.10%.10%
Business Money Market$2,500.10%.10%

Checking Accounts

TypeMinimum Deposit To OpenInterest RateAPY
Business NOW$1,000.10%.10%
Business Premium NOW

on balances up to $9,999.99
on balances over $25,000

 

$25,000
$25,000

 

.10%
.15%

 

.10%
.15%

Loan Rates

Our rates are designed to meet several situations. Please call to discuss rates with one of our lenders.