Build up a rainy day fund big enough to weather Florida's stormy season. Kasasa Saver® lets you earn really high rates — up to 15 times higher than the national average.
Link it to Kasasa Cash or Kasasa Cash Back, and have your rewards automatically transferred for savings you don't have to think about. And there's no monthly service charge or minimum balance to maintain. Kasasa, a new way to bank.®
- Free high-interest account
- Earn ATM fee refunds nationwide*
- Linked to free Kasasa Cash or free Kasasa Cash Back account
- Rewards are automatically transferred to Saver
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking and bill pay
- Free mobile banking
- Free e-Statements
- $5 minimum deposit to open
The only true qualification for Kasasa Saver is also having either a free Kasasa Cash or free Kasasa Cash Back checking account. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, simply do the following activities in your Kasasa Cash or Kasasa Cash Back account:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Be enrolled or log into online banking
And that's it! And if for some reason you don't qualify, you can still earn the base interest rate. You can get back to earning the full rewards the next monthly qualification cycle.
*APY=Annual Percentage Yield. APYs accurate as of 02/24/14. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $5.00 for Kasasa Saver. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle: (1) balances up to $7,500 receive a non-compounding APY* of 2.00%; and balances over $7,500 earn a non-compounding APY* 0.15% interest rate on the portion of balance over $7,500, resulting in a non-compounding range from 2.00% to 0.28% APY* depending on the Kasasa Cash account's balance and (2) you will receive unlimited reimbursements ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in Kasasa Cash earn a non-compounding APY* of 0.03% and ATM fee refunds are not made. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle and are automatically transferred to the linked Kasasa Saver account within one day. *The interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Automatic transfer may cause an overdraft to your Kasasa Cash account, if the account's balance is less than the transferred amount when transfer occurs. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle you will receive 2% cash back on debit card purchases up to $300 that post to and settle account during monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in your Kasasa Cash or Kasasa Cash Back account are met each monthly qualification cycle: (1) balances up to $7,500 in Kasasa Saver receive an APY of 0.25%; and (2) balances over $7,500 in Kasasa Saver earn 0.15% interest rate on portion of balance over $7,500, resulting in 0.25% - 0.16% APY depending on the balance. If qualifications are not met on your Kasasa Cash or Kasasa Cash Back Account, all balances in Kasasa Saver earn 0.03% APY. Limit one account per SSN.