Personal Visa Credit Card

Personal Visa Credit Card


Get the purchasing power of Visa® with a brand name that's recognized worldwide. Community State Bank Visa Platinum cards offer competitive rates and no annual fees.

Plus, building credit is a good move toward a secure financial future. Establish good credit now for low-rate loans later.


  • Brand recognized Visa Platinum credit card is accepted worldwide
  • 0% introductory APR* on balance transfers
  • Use your card to earn rewards redeemable for travel and merchandise
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  • Enjoy the flexibility to buy now, pay later
  • Competitive interest rates
  • Easy online account management
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  • Fraud monitoring
  • Easily replaced if lost or stolen
  • And much more

*0% Introductory APR applies for the first six billing cycles from date of account opening. When the Introductory Period ends, the standard APR is 9.99% to 17.99%, based on your creditworthiness. Your APR will vary with the market based on Prime Rate. The Prime Rate used to determine your APR for a billing period is the U.S. Prime Rate published in the Wall Street Journal on the 1st day (or if the 1st day is not a business day, the preceding business day) of the prior month. Your APR will increase if the Prime Rate increases. For each billing period, the APR is determined by adding a margin to the Prime Rate. The margin for the APR for Purchases and Balance Transfers is 6.74% to 14.74%, based on your creditworthiness and for Cash Advances is 18.74%. See the card application for additional important disclosures, current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.