Home Equity Line of Credit

Turn your past mortgage payments into money by tapping into your home's equity. Apply for Home Equity Line of Credit and avoid having to dip into savings to fund that next big expense. Besides competitive rates and affordable terms, you can rest easy knowing you're being processed in-house. Count on an easy application process and efficient service.


  • Introductory APR of 1.75% for 6 months and as low as 5.50% APR thereafter*
  • No closing costs on credit lines up to $250,000**
  • Draw what you need, when you need it
  • Transfer funds to/from your account via online & mobile banking
  • Pay interest only on what you use
  • Pay it down, and then reuse as needed
  • Get personalized attention tailored to your needs
  • In-house servicing for quick decisions
  • Easy application process

*Subject to Credit Approval. The introductory rate will be in effect for the first six (6) months after the account is opened. Upon expiration of the introductory rate, all balances will accrue interest at the variable standard Annual Percentage Rate, which can range from Prime + 0.50% to Prime + 3.5% using the Wall Street Journal prime rate (currently an APR of 5.00%), not to exceed 18%. Subject to a floor rate of 1.75% APR. Information accurate as of 08/02/2018. After the introductory period, the variable standard APR will be based on borrower's credit rating. This offer is available on new equity lines of at least $10,000.00, and on existing equity lines with an increase in the existing credit line of at least $10,000.00. Property Insurance is required, as is flood insurance, where applicable. Offer is subject to change without notice. Exclusions and limitations may apply. **No Closing costs for lines up to $250,000, subject to the following: Borrower will pay for the cost of any property insurance and flood insurance, where applicable. Borrower will pay prorated closing costs for lines greater than $250,000.00. Minimum new line, or increase in existing line, of $10,000 required. Prepayment penalty applies: If the Credit Line is closed and the bank releases its lien within two (2) years from the date of closing, borrower will owe a prepayment penalty ranging from $500 - $2,500 depending on the amount of the line, not to exceed 2% of the line amount.

Home Equity Loans
  • Use your home equity as collateral for a term loan
  • Competitive rates
  • Flexible terms for payments you can afford
  • Personalized attention tailored to your needs
  • In-house servicing for quick decisions and efficiency
  • Easy application process