Kasasa Cash Back

Kasasa Cash Back


It's payback time. Kasasa Cash Back pays you cash back — earn 2%* cash back per month on debit card purchases. And there are no points to collect or minimum balances to meet. Just cash in your pocket.

Plus, we'll refund your ATM fees nationwide. Just do things that make your life simpler (we call them "qualifications") to earn your rewards each month. Making money has never been so easy.


  • Free checking account with cash back rewards
  • Earn 2% on the first $300 in debit card purchases per month
  • Earn refunds on ATM fees nationwide*
  • No minimum balance required to earn rewards
  • No monthly service charge
  • Option to open free Kasasa Saver savings account
  • Free online banking and bill pay
  • Free mobile banking
  • Free e-Statements
  • Free Mastermoney MasterCard® debit card
  • Unlimited check writing
  • $50 minimum opening deposit


It's easy to earn your rewards. In fact, you're probably doing these things anyway. Simply do the following activities in your Kasasa Cash Back account during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-Statement notice
  • Be enrolled and log into online banking

That's it! If for some reason you don't qualify one month, no worries. The account is still free, and you can get back to earning the full rewards the very next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 02/24/14. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $5.00 for Kasasa Saver. When monthly qualifications are met, you will receive 2% cash back on debit card purchases up to $300 that post to and settle account during monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $7,500 in Kasasa Saver receive an APY of 0.25%; and (2) balances over $7,500 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $7,500, resulting in 0.25% - 0.16% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.03% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.