Small Business Loans (SBA)

Small Business Loans (SBA)

Summary

Turn the dream of running your own business into reality. We offer a variety of special loan programs created to help small and growing North Florida businesses.

SBA programs are available to businesses that might not qualify for traditional lending. SBA loans are guaranteed by the federal government, but you enjoy personal service from Community State.

Features:

  • Special programs to make loans available
  • Decisions made here in North Florida for more efficiency
  • Easy, streamlined application process
  • Individual attention at every step
  • Flexible terms for affordable payments
  • Competitive rates
SBA 504

Also called the Certified Development Company (CDC) Program, SBA 504 loans are designed to provide long-term, below market, fixed rate financing for major fixed finances and real estate.

Features:

  • Construction of new facilities
  • Renovating or converting existing facilities
  • Purchasing land and improvements
  • Purchasing long-term machinery and equipment

The 504 Program CANNOT be used for working capital or inventory, consolidating or repaying debt, or refinancing.